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At OJ Mortgage, we understand that obtaining a mortgage is one of the most important decisions many of us will ever make and we will always make sure that you make the right one for you and your family. Locally owned and operated in Clearwater, FL since 1994, we continue to provide all Florida homeowners with the most up-to-date resources of a national lender, a diverse portfolio of full-service mortgage solutions and are committed to always offering you a mortgage program that is based on your specific needs and circumstances. And since we maintain complete control of all aspects of the loan process in house with a staff comprised of highly trained mortgage professionals, your loan will not only close on time, but with the personalized service you deserve.

What else do we offer?

  • Interest rates and closing costs that are not only competitive but usually the lowest available
  • A full range of mortgage programs including Conventional, FHA, VA Jumbo and Portfolio.
  • Limited or No closing cost options
  • Comprehensive home buying tools

Whether you are purchasing a home for the first time or are a seasoned investor, we truly believe knowledge is the best tool you can have when considering a home loan, and that means getting you to the closing table stress-free.

For additional information, please browse our website or CONTACT US TODAY!




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OJ Mortgage Co., Inc – proudly serving Floridians since 1994.

Contact Us
29190 US Hwy 19 N
Clearwater, FL 33761
Office: (727) 773-0505
Fax: (727) 773-0606